J visa program participants and their dependents are required to have medical insurance coverage with the following minimum benefits [22 CFR 62.14].
- Medical benefits of at least $100,000 per accident or illness
- Repatriation of remains in the amount of $25,000
- Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000
- A deductible not to exceed $500 per accident or illness
Sponsors are to require that their participants (and any dependents entering the United States as holders of a J-2 visa) have insurance in effect during the period of time they are in the sponsor's program.
Exchange Visitors and any accompanying spouse and dependents(s) also may be subject to the requirements of the Affordable Care Act [22 CFR 62.14(a)]