Benefits at a Glance

The University of Houston offers a variety of fringe benefit programs to benefits-eligible employees as part of its employment and compensation package. As an employee, you have the ability to select benefits that may be individualized to meet your needs and those of your dependents.

Automatic state benefits include sick leave, paid holidays and a retirement program. Optional benefits include health and dental insurance, life insurance, disability insurance and supplemental retirement programs. A summary of FY2014 benefits rates for eligible UH employees follows*.

FY2014 MEDICAL PLAN: UnitedHealth Care

Full-time employees: State pays 100% of your medical premium and 50% of the dependent premium:

Coverage	Member Pays per Momth
Member Only	$0.00
Member & Children	$192.86
Member & Spouse	$288.02
Member & Family	$480.88

Part-time employees: State pays 50% of your medical premium and 25% of the dependent premium:

Coverage	Member Pays per Month
Member Only	$251.57
Member & Children	$540.86
Member & Spouse	$683.60
Member & Family	$972.89

Health coverage is subject to a 90-day waiting period except for employees transferring directly from another state agency. Part-time benefits eligible employees MUST elect medical coverage WITHIN their first 90 days of employment in order to have health coverage after the 90-day wait. Premiums are subject to change without notice.

FY2014 DENTAL PLAN:

You have a choice of two dental plans - Humana Dental DHMO or State of Texas Dental Choice Plan:

State of Texas Dental Choice Plan

Coverage	Member Pays per Month
Member Only	$23.58
Member & Spouse	$47.16
Member & Children	$56.60
Member & Family	$80.18

Humana Dental DHMO Plan

Coverage	Member Pays per Month
Member Only	$9.12
Member & Spouse	$18.24
Member & Children	$21.88
Member & Family	$31.01

FY2014 OPTIONAL TERM LIFE INSURANCE:

You may purchase up to four times your annual salary (up to a maximum of $400,000).

FY2014 DEPENDENT TERM LIFE INSURANCE:
The premium for Dependent Term Life insurance is $1.38 per month, and includes $5,000 term life with AD&D per dependent.

FY2014 VOLUNTARY ACCIDENT & DISMEMBERMENT INSURANCE:
If you are under 70, you can elect coverage between $10,000 and $200,000 for yourself or yourself and eligible family members.

Coverage	Member Pays
Employee Only	$0.02/$1,000 of coverage
Employee and Family	$0.04/$1,000 of coverage

FY2014 SHORT-TERM & LONG-TERM DISABILITY INSURANCE:

The Texas Income Protection Plan^SM (TIPP) offers short- and long-term disability insurance to eligible employees. This coverage is not available to family members or retirees. This optional benefit provides you with a portion of your monthly insurance salary if illness or injury keeps you from working. To be eligible for benefits, a physician must certify you as totally disabled. Benefits for short-term disability are paid up to five months. Benefits for long term disability depend upon the length of time you receive benefit payments depends on your age at the onset of the disability.

Coverage	Member Pays
Short-Term Disability	$0.26/$100 of monthly salary
Long-Term Disability	$0.63/$100 of monthly salary

FY2014 FLEXIBLE SPENDING ACCOUNTS (FSA)

Health Care and Dependent Day Care FSA's allow employees to set aside, through payroll deduction, up to $5,000 (pre-tax) per year for eligible expenses.

FY2014 RETIREMENT PROGRAMS:
Benefits-eligible employees must select one of the following two retirement programs::

THE TEACHER RETIREMENT SYSTEM OF TEXAS (TRS): A defined Benefit plan, employees contribute 6.4% of their pre-tax gross salary and the State contributes 6.8% of the employee’s gross salary to a state account to pay retirement benefits. Rights to benefits are vested upon completion of five (5) years of creditable service. Other benefits included in the TRS program for the active member are life insurance equal to twice an employee’s annual salary to a maximum of $80,000 and disability income benefits. For more information, please log on to the TRS website at www.trs.state.tx.us.
THE OPTIONAL RETIREMENT PROGRAM (ORP): A defined Contribution plan, the Optional Retirement Program is available to full-time (100% FTE) benefits-eligible faculty members and certain professional/administrative staff under the provisions of State laws. Employees contribute 6.65% of their pre-tax gross salary and the State contributes 6.6% of the employee’s gross salary to the ORP account. Contributions made by the university to the optional retirement program are vested after one year and one day of participation in the program.

FY2014 TAX SHELTERED ANNUITY:
Benefits-eligible employees may enroll in Plan 457 and 403(b) Tax Deferred Annuity at any time during their employment. Contributions are before taxes and made through payroll deduction. The minimum monthly contribution is $25 and the annual maximum for calendar year is $17,500. Investments are through mutual fund and life insurance companies licensed to do business in the State of Texas.

HOLIDAYS:
Regular full-time/part-time employees are eligible for paid holidays as approved by the Texas Legislature and the UH System Board of Regents. (For the current schedule see: http://www.uh.edu/hr-communications/holiday-calendar/index.php)

PAID VACATION & SICK LEAVE:
Regular full-time employees earn paid vacation and sick leave. Faculty is not eligible for vacation pay. Part-time employees earn a pro-rata share based on the percent of time worked.

UNPAID LEAVE:
Employees may be granted leave without pay with supervisory approval for sufficient reason. Requests must be in writing to the supervisor with a specified return date.

LONGEVITY PAY:
Regular, full-time non-academic employees who have a minimum of two years of service with the State of Texas are entitled to longevity pay at a rate of $20.00 for every two years of service up to and including 42 years of service.

ADDITIONAL INFORMATION:
For more details on State of Texas benefits programs, please log on to the Employees Retirement System of Texas website at www.ers.state.tx.us .

*Premiums are subject to change without notice