Payment Plans

The state of Texas requires that any student unable to pay their tuition and fees in full by the due date established by the university must:

• Enter into a payment plan with the university.
• Select the pay plan no later than the initial due date.
• All payment plans must be paid by the earlier of the due date or the last day of the term or session for which it was entered.
• Acknowledge in writing (electronic signature) the pay plan.
• Acknowledge that any payment (financial aid, 3rd party, etc.) must first be applied against unpaid debt for the current semester.
• First pay 100% of any prior balance due before entering into a pay plan.
• Payment Plans such as the 90-Day Emergency Deferment Plan, Short-Term Tuition Deferment Plan, and Book Loan are subject to fund availability.
• The Installment Pay Plan is not available for the Summer Term.

The following are Pay Plans and Transition Funding Options offered by the university:

• Installment Pay Plan: This plan is available to any student unable to pay the full amount due by the university due date.
• Emergency Deferment Plan: This plan defers the payment of all the current semester's tuition and mandatory fees. (non-housing students)
• Short-Term Tuition Deferment Plan: This plan defers the payment of all the current semester's tuition and fees. (housing students only)
• Book Loans: This plan, found on the optional fee page at myUH, provides students with a short term book loan to assist in buying books.

For more detailed information on each plan please read further:

Installment Pay Plan:

• Does not cover prior unpaid balances.
• Has a $20.00 non-refundable origination fee.
• Provides for 4 separate installments.
• The 1st installment is due by the initial due date for all students and must be at least 25% of the current semester's tuition and fees.
• Requires that any credits to the account (financial aid, etc) must first be applied to the unpaid balances.
• Has a late fee charge of $10.00 for each installment paid after its' due date.
• Any additional charges added to the student's account after the initial installment will be split evenly between any remaining installments.
• The student must request this plan by signing (electronically) into myUH.
• The Installment Pay Plan is not available for the Summer Term.
• The Installment Pay Plan is not available for Winter Mini session students who are not enrolled in the Spring term.
• The Installment Pay Plan is not available to students whose financial aid covers 100% of their total term balance.

Emergency Deferment Plan:

• Is only available to students who do not live in university housing.
• Does not cover prior unpaid balances.
• The deferment covers only tuition and required/mandatory fees for the current semester.
• The plan defers payment until the 90th calendar day of the semester in the regular fall/spring semester
• The plan defers payment until the 90th calendar day of the longest session in the summer term.
• The deferment has a 5% annual percentage rate.
• Requires that any credits to the account (financial aid, etc) must first be applied to the unpaid balance of the deferment.
• The plan must be paid during the term for which it was entered.

Short-Term Tuition Deferment Plan:

• Is only available to students who live in university housing.
• Does not cover prior unpaid balances.
• Is for the entire balance of current semester tuition, fees, housing, board
• The deferment accrues interest at a 12% annual percentage rate.
• The deferment has a $5.00 origination fee.
• The deferment is due and payable no later than the 45th calendar of the semester in a regular fall/spring semester; and
• The deferment is due and payable no later than the 30th calendar day of a short semester/session such as the summer or other special session; or the last day of the session, whichever occurs earlier.
• Requires that any credits to the account (financial aid, etc) must first be applied to the unpaid balance of the deferment.

Book Loan:

• Is for the exact amount of $400.00 per regular semester, such as fall/spring semesters.
• Is for the one-time exact amount of $200.00 for the summer semester, regardless of how many sessions in which the student is enrolled.
• Has a $5.00 non-refundable origination fee.
• Is due by the 60th calendar day of a regular fall/spring semester; and
• Is due by the 30th calendar day of a short semester/session.
• Requires that any credits to the account (financial aid, etc) must first be applied to the unpaid balance of the loan.
• Book Loan balances will be adjusted each term between the 20th and 30th day of classes.