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Fees for 403(b) Plans with Designated ORP Carriers

Lincoln National

FEES  
Setup Fees None
Withdrawal Fees See surrender fee schedule
Administration Fees (monthly, quarterly, annually, etc) None
Other Fees (Detail) Surrender charges 8% 1st 5years, 4% 2nd 5 years**

**Charges waived upon: Death, Total and Permanent Disability. Annuitization (greater than 10 years), age 55, 5 completed contract years and separated from service, separated from service with lump sum distribution (does not include distribution to other carrier)